Embedded vs Integrated Payments

Embedded payments,
higher returns

Mews Payments is embedded into the Mews PMS: one system, one data model, one support team. Unlike integrated payments that are bolted on third party solutions, Mews reduces delays, risk and complexity.

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How you can benefit from embedded payments

01

Earn more

Unlock higher revenue through smarter upsells and Multicurrency payments.

02

Improve cash flow

Automate payment collection to keep cash flowing smoothly.

03

Save time

Streamline manual tasks like reconciliation to free up valuable hours.

04

Enhance the guest experience

Give staff more time to focus on guests and deliver exceptional service.

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Automation: the ‘Invisible Butler’

Think of automation as an ‘invisible butler’. When guests book a room, buy something from the minibar, or pay for other hotel services, a specific automated workflow is triggered. The automation, your ‘invisible butler’, then handles all collection and processing behind the scenes.

  • Takes care of reconciliation and alleviates back-office headaches
  • Powers the PMS for seamless operations
  • Enforces payment policies so you never have to chase deposits or no-show charges

More revenue, same headcount

Mews Payments is embedded into every step of the guest journey, so you earn more without any extra workload.

  • Timed upsells in the Mews Booking Engine and Mews Kiosk boost spend at booking and check-in.
  • Cross-border payments feature Multicurrency lets you retain part of conversion fees that banks usually keep.
  • One-click checkouts and securely stored cards make it easier for guests to spend across booking, stay, and beyond.
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Faster cash flow, on your terms

Payments settle instantly in your PMS. No waiting, no chasing.

  • Automated revenue collection keeps liquidity strong and the back-office light.
  • Get paid faster and avoid no-show losses by automatically charging when bookings become noncancelable.
  • Secure payments faster for greater financial stability.

Invisible, frictionless guest experiences

Mews Payments works in the background to make every transaction seamless, secure, and invisible. Just what guests want.

  • Automated billing to the card on file: no card swipes, no interruptions
  • Embedded payments across the entire journey so guests enjoy everything you offer with zero friction
  • Lets guests pay in their own currency, boosting satisfaction and spend
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Embedded vs integrated payments: the breakdown

Key Features

Where embedded payments can help

Where integrated payments can hold you back

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Automated reconciliation

  • Consolidates all transactions in one dashboard and reconciles automatically  
  • Multiple interfaces cause disjointed process and require manual reconciliation
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Fully automated payment processes

  • No charges for pre-authorizations
  • Payment Policies ensure you are paid on your terms
  • Supports seamless transactions with a broad range of payment methods – including localized options such as SEPA and Maestro, and Discover
  • Payments from invoice links received directly into system  
  • Check-in Kiosk solution drives revenue through automated upsells 
  • Often charges for pre authorizations
  • Less control over when guests pay hurts cash flow
  • Regularly don’t accept regional specific payment methods  
  • Reliant on external systems to secure payments from invoices and alternative billing methods
  • Manual check-in process misses upsell opportunities and adds operational overheads 
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End-to-end tokenization

Tokenization replaces guests’ card details with secure tokens, enhancing security as your hotel never stores sensitive payment data.
  • Enables payment automation
  • No card details stored on PMS
  • Cards are tokenized just once
  • Tokens are stored on guest profiles, enabling secure future transactions and bookings without re-entering card details
  • Profiles track total guest spend 
  • Often no payment tokens for automation
  • Staff have to chase payment details
  • Tokenization fee applies every time a card is stored, charged or refunded
  • Upsell opportunities drop as guests must re-present cards at every touchpoint
  • Total guest spend difficult to track across multiple systems 
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Revenue growth

  • Automation reduces revenue loss from no shows and cancellations as the system takes payments
    in advance
  • Provides revenue boosting payment tools such
as Multicurrency
  • Advance payments not automated resulting in higher no-show losses and unrealized revenue
  • Struggles to monetize payments beyond acceptance
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Security

  • Improved fraud prevention with PCI-DSS compliance built into system
  • No room for malicious interference with embedded security measures
  • Limited control over the payment journey creates security risks
  • Multiple systems open the door for bad actors to exploit integration gateways

Ready to explore embedded payments?

Get in touch to see how Mews Payments simplifies operations, boosts cash flow, and drives revenue.

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