YouLend Funding Partnership

Flexible Financing

Invest in the success of your business. Apply online to access short-term funding and repay flexibly in line with your cashflow. In just a few days you could receive funding in the bank1.

To get started, log in and select Capital.

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Get a financial boost

UK-based customers who are eligible can receive funding without a lengthy application process and enjoy stress-free, flexible repayment options.
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Funding up to £1M

Based on your daily Mews Payments sales, you could be approved for financing from £3,000 to £1,000,000 to invest back into your business.
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No ongoing interest

The repayment amount is repaid as a fixed percentage of your Mews Payments sales – no ongoing interest, no hidden costs, no late fees and no surprises.
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Short-term financing

Repayments are usually completed in 3 to 12 months, so you can get the boost your business needs without a lengthy repayment schedule.
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Mews + YouLend:
Flexible, fast funding

Applying is easy, through our partnership with YouLend a leading financing provider, responses are fast, and repayments are designed to work for you2.

Here's how it works

To get started, log in and select Capital.

Apply in minutes: Provide basic information about you and your business along with your business bank statements securely online.

Get funds quickly: Select the funding offer that is right for you and once the contract is signed, funds are typically deposited in your bank account within less than 1-3 business days.

Enjoy flexible repayments and no hidden fees: Automatically make payments as a fixed percentage of your Mews Payments sales.

Use it your way: there are no rules on how you invest the funding, it’s up to you to decide.

What could you do with extra business funding?

You decide. The funding offered is a cash advance on your future sales and you may choose to invest in refurbishment projects, expand your property or simply to boost your cashflow for those unexpected bills, low seasons - even to repay a debt.

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“Mews’ partnership with YouLend was incredibly valuable to our business. The application process was fast and simple, and in just a few days we received the financing we needed to fuel the growth of our business. All in all, faster than other options, which meant we had more time to dedicate to our guests.”
 
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FAQ

Who is YouLend?

YouLend is a revenue-based financing provider for global companies including eBay, Shopify, Paymentsense and Allianz Global Investors. Through data-driven pricing and automation, YouLend creates a smooth application process for merchants applying for revenue-based financing.

They also have a 4.9 out of 5-star Trustpilot rating.

Am I eligible to apply?

To be eligible you must.
  • Be a Mews customer based in the Belgium, Germany, Netherlands, Spain or The United Kingdom.
  • Be actively processing card payments through Mews Payments for 3+ calendar months. 
  • Have a monthly turnover of at least £2,500.

What information do I need to apply?

You’ll need the following information to complete the online application. 
  1. Company details - Company type, address, and company number.  
  2. Personal details - Details of directors and owners with more than 25% controlling stake.  
  3. Financial Information - Verify your business bank account and sales history, either instantly when connecting via Plaid or by uploading documents.

Your information will be processed by YouLend, and you can find more details, in the Important Information section below.

What can the funding be used for?

Anything your business needs.

When will the funds be received?

If your application is approved, you’ll be presented with tailored offers to choose from, once selected and the contract agreed, funds may be in your bank in as few as 1-3 working days.

How do I make repayments?

A free of charge business bank account will be set-up by YouLend, for the sole use of repaying automatically. Your repayments will be a fixed percentage of your daily sales - sell more, pay back more, sell less, pay back less.

How much funding can I get?

YouLend financing is up to £1M and is based on your Mews Payments sales, the average is 1-1.25x monthly card turnover and up to 2x monthly card turnover. Once 60% of the repayment is made, you may be eligible to apply for additional funding from YouLend.

How is funding from YouLend different than a bank?

For starters, the funding is based on your relationship with Mews and businesses that may not qualify for traditional loans may be eligible for funding with YouLend. Additionally, money can be available in as little as 24 hours1 and you won’t have to worry about ongoing interest or early repayment charges. Repayment is also based on sales and is tailored to your needs – not a one-size-fits-all approach.