FLEXIBLE FINANCING

Flexible Financing with YouLend

Invest in the success of your property. Apply online to access short-term funding and repay flexibly in line with your cash flow. You could receive the money in just a few days.

Book a demo

Access funding when you need it. Receive your cash advance offer within 24-72 hours and get funding shortly after approval.

Repay as you earn. Your repayments flex with your sales volume. No interest, no surprises, just a single fixed percentage.

Use it your way. Whether it’s a renovation, seasonal gap or a new hire, the funds are yours to invest however you need.

What is Flexible Financing?

Flexible Financing gives you access to short-term funding when you need it most. Apply in minutes, get approved, and enjoy effortless repayments that adjust automatically as a percentage of your daily Mews Payments sales.

Apply online in minutes

Get funded in just a few days

Enjoy flexible repayments based on sales

Use the funding your way

flexible financing

Real-time payment matching keeps your ledger up to date as transactions clear, eliminating batch delays and reconciliation discrepancies. Close your books with confidence and focus on forecasting instead of chasing errors.

Mews for CFOs

Apply today.
Fund your future.

Start your application directly in the Mews dashboard

Get a funding offer within 24–48 hours from YouLend

Enjoy flexible repayments and no hidden fees

Use the funding however you see fit

Mews’ partnership with YouLend was incredibly valuable to our business. All in all, faster than other options, which meant we had more time to dedicate to our guests.⁠

Patrick Fidder

Owner, Hotel Fidder Patrick's Whisky Bar

Hotel Fidder Patrick's Whisky Bar

Short-term funding. Long-term confidence.

Simple to apply (and qualify)

Eligibility for financing is based on card payment volumes. That’s right, no paperwork, credit checks or collateral required. A streamlined process designed to reduce admin, not add to it.

Get funding when you
need it most

Funding offers are typically available within 24–72 hours, making it easy for you to act on seasonal opportunities or urgent needs without delay.

Repay your way

Wave goodbye to fixed instalments. Repayments are made through a pre-agreed percentage of daily Mews Payments sales, adapting automatically to your property’s performance.

An extra layer of financial resilience

Hospitality is unpredictable. Flexible Financing provides a safety net to navigate low seasons and unexpected costs, all while protecting cash flow.

Where it helps

Cover the quiet months.  Invest in the busy ones.

Bridge a seasonal dip.

Cover running costs in winter, repay more once spring bookings return.

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Fund a refurbishment.

Upgrade rooms or open up F&B space without tying  up collateral.

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Act on an opportunity.

Bring forward an expansion, or replace equipment the  week it fails.

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More tools. Even bigger impact.

Connect every part of your property operations to save time,  boost revenue and delight guests.

Book a demo

Got a question?

Who is YouLend?

YouLend is a revenue-based financing provider for global companies including eBay, Shopify, Paymentsense and Allianz Global Investors. Through data-driven pricing and automation, YouLend creates a smooth application process for merchants applying for revenue-based financing.

They also have a 4.9 out of 5-star Trustpilot rating.

Am I eligible to apply?

To be eligible you must.

Be a Mews customer based in Belgium, Germany, Ireland, Netherlands, Poland, Spain, The United Kingdom or USA.
Be actively processing card payments through Mews Payments for 3+ calendar months.
Have a monthly turnover of at least $2,500.

What information do I need to apply?

You’ll need the following information to complete the online application.

Company details - Company type, address, and company number.
Personal details - Details of directors and owners with more than 25% controlling stake.
Financial Information - Verify your business bank account and sales history, either instantly when connecting via Plaid or by uploading documents.

Your information will be processed by YouLend, and you can find more details, in the

Disclaimer section below.

What can the funding be used for?

The funding can be used for anything your business needs.

When will the funds be received?

If your application is approved, you’ll be presented with tailored offers to choose from,

once selected and the contract agreed, funds may be in your bank in as few as 1-3 working days.

How do I make repayments?

A free of charge business bank account will be set-up by YouLend, for the sole use of repaying automatically. Your repayments will be a fixed percentage of your daily sales - sell more, pay back more, sell less, pay back less.

How much funding can I get?

YouLend financing is up to $1M and is based on your Mews Payments sales, the average is 1-1.25x monthly card turnover and up to 2x monthly card turnover. Once 60% of the repayment is made, you may be eligible to apply for additional funding from YouLend.

How is funding from YouLend different than a bank?

For starters, the funding is based on your relationship with Mews and businesses that may not qualify for traditional loans may be eligible for funding with YouLend. Additionally, money can be available in as little as 24 hours and you won’t have to worry about ongoing interest or early repayment charges. Repayment is also based on sales and is tailored to your needs – not a one-size-fits-all approach.

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Disclaimer

01YouLend’s standard service levels are estimated, numbers and timeframes are based on the majority of applications. Timeframes and approval are not guaranteed, all applications will need to be reviewed case by case and based on eligibility criteria for funding with YouLend.

02Mews has partnered with merchant cash advance partner, YouLend to provide funding options to hoteliers. Should you choose to log into your Mews platform, to click Apply Now, you would be expressing an interest in obtaining funding and thus be transferred to YouLend to make your application. Before you are redirected, you will receive Important Information in the Mews dashboard.

FLEXIBLE FINANCING